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top financial planning tools 2024 step by step ✌️【Earnings】✌️Invest ₹500 and grow your wealth through secure, high-yield opportunities. UPS vs NPS: The tax implications remain somewhat unclear.

With NPS, retirees can withdraw up to 60% of their accumulated corpus without incurring taxes.

The remaining 40% must be allocated to an annuity, which provides a pension subject to income tax based on applicable slab rates.

The tax implications for lump-sum withdrawals under UPS are not yet clear, but pension income will be taxed according to slab rates.top financial planning tools 2024 step by step AI-Powered Tools: Secure, High-Yield Investments