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guide to ELSS vs mutual funds 2024 explained ✌️【Cover Letter】✌️Start investing with just ₹500. Leverage AI tools for smart decisions and maximize your profits. Join now! Indian commercial banks wrote off Rs 12.3 lakh crore in loans between FY15 and FY24.

Public sector banks accounted for Rs 6.5 lakh crore of write-offs in the last five years.

Write-offs peaked in FY19 at Rs 2.4 lakh crore and fell to Rs 1.7 lakh crore in FY24.

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