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indiabonds com in India for beginners ✌️【Freelance】✌️Start with ₹500 and see the power of compound growth. Enjoy fast and secure returns! In contrast to the Old Pension Scheme (OPS), which did not require employee contributions, the UPS involves employee contributions.

Employees will contribute 10% of their basic pay plus dearness allowance.

The government’s contribution will also increase from 14% to 18.5%.

Of this 18.5% contribution, 8.5% will be allocated to a separate Guarantee Reserve Fund, designed to cover any potential shortfalls in commitments.

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