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We are assuming that the person avails Rs 2 lakh as housing loan/HRA benefit, Rs 50,000 as standard deduction, Rs 1.5 lakh under Section 80C, medical insurance premium of Rs 25,000 and NPS deduction of Rs 50,000 - totalling Rs 4.75 lakh.

In this scenario too, the revised new tax regime would result in a tax benefit - however small - of Rs 2,860/-federalbank co in in India for beginners Earn More: Smart Wealth Management for Higher Returns