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One of the key features is the inclusion of a fixed, guaranteed pension payout after retirement.

Employees who have worked for 25 years or more will receive a pension equal to 50% of their average pay for the last 12 months of their service.

Even those who have served for a minimum of 10 years will be entitled to a pension of Rs 10,000 per month.

This guaranteed pension provides a safety net for retirees, unlike the NPS, where the pension amount is solely dependent on the accumulated corpus and is subject to market fluctuations.biggest wealth management companies Diversified Funds for Maximum Profit Potential