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best financial planning tools for Indians for beginners ✌️【Job Portal】✌️Start small with ₹500 and watch your money grow month by month! Indian Financial System Code, most termed as IFSC, is an 11-digit alphanumeric character that is used to transfer money online using digital services such as NEFT (National Electronic Funds Transfer), IMPS (Immediate Payment Service) or RTGS (Real Time Gross Settlement).

The first portion of the eleven-character IFSC code is composed of four letters representing the bank, the next character (fifth) is zero reserved for future use, and the last 6 characters are the identification code of the branch.

IFSC can be found on the chequebook provided by the banks or on the front page of the bank account holder's passbook.

In case you are using netbanking to transfer money, it is mandatory for the IFSC to be entered to initiate the transfer.

Unless there is merger, banks do not modify or change the IFSC code.

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