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It was created by Jed McCaleb and Joyce Kim in 2014 and is overseen by the Stellar Development Foundation (SDF).

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In addition, it can act as a medium of exchange between otherwise illiquid assets, making it easier to move money between users.Stellar is an open-source, decentralized blockchain network designed to facilitate the transfer of money and other assets between people and institutions across the world.

It was created to enable fast and efficient cross-border transactions, with low fees and without the need for traditional financial intermediaries.

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